Overview / Commentary
601-735-3124
708 Azalea Drive
Waynesboro, MS 39367

First State Bank (Waynesboro, MS) is headquartered in Waynesboro and is the 14th largest bank in the state of Mississippi. It is also the 938th largest bank in the nation. It was established in 1934 and as of September of 2018, it had grown to 180 employees at 14 locations. First State Bank (Waynesboro, MS) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #15663
Year Established1934
Employees180
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD9.05%
Annual Interest Income$24.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$819.7MM$826.0MM
LoansQ3 2018vs Q3 2017$556.7MM$531.1MM
DepositsQ3 2018vs Q3 2017$628.2MM$634.7MM
Equity CapitalQ3 2018vs Q3 2017$103.1MM$103.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$4.5MM$5.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.7MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$777.00K$544.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First State Bank (Waynesboro, MS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*-$20kKasasa Saver Savings Account
OTHER TIERS: 0.25% $20k+

First State Bank (Waynesboro, MS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$20kKasasa Cash Checking
OTHER TIERS: 0.25% $20k+
Locations

Availability



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