Overview / Commentary
888-682-2881
25 West Flagler Street
Miami, FL 33101

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Totaldirect 12 Month CD Up To 2.91%! - 1/10/2019

12-month term CD is now at 2.91%. Minimum $25,000 required to open an account and earn the advertised APY.

Reviews (1)

Good Service With Some Changes Needed

Posted by: tdl | Jan 18, 2019

I got some glitches with the application, perhaps because I was one of the first few, but all got promptly addressed.

Positives:
- Good rate
- Good look and feel website
- Application all done online. NO paper signature card to mail in!!!
- Great customer rep experience - no wait time and responsive to questions/concerns.

Need improvements:
- No immediate email confirmation after application submission.
- A while later received notification to login to another site to complete and send back the document. This was very confusing. It was a read-only version of the filled-out application and nothing to do. Should just request to review and if any wrong info, contact bank.
- While waiting for application to be processed, user can still access the application. There is no clear status shown whether it has been submitted/being processed and user is allowed to go through the pages again as if to create new application (confusing) and if user clicks the ACH validation page again, it will do additional ACH withdrawal!
- After receiving notice that CD has been opened and user can now do Online Banking enrollment -- well, the enrollment did not work right away.



Health
A+

Health Grade Components

Overall
FDIC Certificate #20234
Year Established1970
Employees798
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD7.68%
Annual Interest Income$332.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$13.95B$9.84B
LoansQ3 2018vs Q3 2017$10.03B$6.37B
DepositsQ3 2018vs Q3 2017$10.66B$7.34B
Equity CapitalQ3 2018vs Q3 2017$1.67B$1.07B
Loan Loss AllowanceQ3 2018vs Q3 2017$25.8MM$16.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$45.2MM$19.2MM
Real Estate OwnedQ3 2018vs Q3 2017$412.00K$294.00K
  User-submitted Promotions & Notices

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Totaldirect 12 Month CD Up To 2.91%!

TotalDirectBank TotalDirectBank   |  
12-month term CD is now at 2.91%. Minimum $25,000 required to open an account and earn the advertised APY.

Rates
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TotalDirectBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.02%$25k-60 Month CD
3.00%$25k-36 Month CD
2.98%$25k-24 Month CD
2.91%$25k-12 Month CD
Locations

TotalDirectBank is an Internet only bank and does not have branch locations. Its headquarters is located at 25 West Flagler Street - Miami, FL 33101

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.