Xceed Financial Federal Credit Union

Popular Accounts at this Credit Union

3.00%5-year CD
3.00%5-year IRA
2.00%1-year CD
View all Xceed Financial Federal Credit Union rates »

Overview / Commentary
888 N Nash St
El Segundo, CA 90245

From the Bank

Xceed Financial is a full-service financial institution, but first and foremost, we’re a credit union. That means a couple of things. One, we’re member-owned and operated – which gives members a personal say in how we do what we do. Two, we’re not-for-profit. So the revenue we do earn goes back to our members – A.K.A. you – in the form of lower rates on loans and fewer fees.

That can make a huge difference when you’re looking to buy a home or a car. Our competitive rates, combined with a comprehensive range of loan products, help to bring your financial dreams within reach. Plus, our associates are financial experts who are passionate about delivering personal service and savvy advice to help our members achieve their financial goals.

With roots going back 85 years, Xceed Financial has nearly $1 billion in assets under management and a four-star, excellent rating from BauerFinancial. We’re based in El Segundo, California and serve more than 60,000 members nationwide through Financial Centers in multiple states, an 80,000-location ATM network, and industry-leading online and mobile banking platforms.

Deposits with Xceed Financial are federally insured by the NCUA. Equal Housing Lending.

Field of Membership Restrictions

Membership in Xceed Financial Federal Credit Union is open to anyone through the Friends of the Webster Public Library ($10 fee), Heal the Bay ($25 membership fee), Buffalo Zoo ($45 fee), or Seneca Park Zoo ($55 fee). Employees and retirees of Xerox and its subsidiaries, OfficeMax, and nearly 400 other SEGs qualify to join. Membership is also open to residents of Carrollton, Dallas, Farmers Branch, Irving and Lewisville, Texas; Greater Rochester, New York; Rosemont, Illinois; San Jose, California; and St. Petersburg, Florida.
See current membership details

Related Posts

15-Month CD Special Now 2.35% APY - 6/14/2018

Xceed Financial FCU is an easy membership credit union. 15-month CD Special has been raised to 2.35% APY. $500 minimum opening deposit.

View all posts from:

Best CD Rate. 17 Mo 1.50%

Posted by: pattyb53 | Feb 14, 2014

I have been very pleased with service. I opened the 17mo 1.50% CD. I filled out an online application over the weekend and a Rep called me Monday to complete the process. I had to mail a copy of my DL with the signed Membership Application. I sent a check for the CD and $5.00 to open the Savings Account.The process was easy and within a few days the account has been activated.
This CD rate is better than anything available now.

Could be a "Great Credit" Union

Posted by: ABenson | Apr 8, 2014

This is a good credit union.I have been a member for over 25 years.They could be a "GREAT" credit Union.The seriously lack customer service.For instance if you had a question about your account and called their main office,if the person you spoke to could not answer your question satisfactory and they said that they would have to call you back, Don`t hold your breath.After a while you get the feeling that "nobody cares".
On another subject,Their website security is top notch.But you have to run gauntlet after gauntlet of security passwords,different ones for different accounts within your account .It`s such a nightmare you don`t want to visit the site very often.
If they could straighten this as well as their Customer Service they could be a "GREAT" Credit Union

Worst Bank Ever. Pass On This One

Posted by: Amoe1967 | Jun 7, 2018

I really hate posting this review, but feel others should know and look for services elsewhere. The customer service is non existent at Xceed. They do not take care of long time clients, and I’m just talking about basic service needs. And I was a long time client with very healthy accounts. Maybe it’s typical of banks these days but I honestly think you would get better service elsewhere. I initially choose this bank as I like working with smaller companies that provide more service. This company does not.

Thank You For Your Feedback!

Thank you all for sharing your honest feedback. Learning from our mistakes is how we improve and better serve our members. At Xceed, we always strive to provide outstanding member service and convenient account access, and we regret whenever we fall short. We are sorry to hear that some of you had a bad experience, and hope you will give us a chance to serve you better in the future.

- Xceed Financial Credit Union



Health Grade Components

NCUA #20068
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.72%
Annual Interest Income$25.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$904.9MM$923.3MM
LoansQ3 2018vs Q3 2017$759.5MM$759.9MM
DepositsQ3 2018vs Q3 2017$746.3MM$778.4MM
Equity CapitalQ3 2018vs Q3 2017$93.8MM$90.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.3MM$4.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$5.1MM$7.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$99.00K
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Always verify rates and promotions with the bank or credit union. We are not Xceed Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Xceed Financial Federal Credit Union Savings Account Rates

0.25%--Health Savings Account
0.25%--IRA Savings
0.05%$1-Club Accounts
0.05%$50-Minor Savings
0.05%$100-Savings Account

Xceed Financial Federal Credit Union Money Market Rates

1.25%*$250k*-Executive Money Market
OTHER TIERS: 0.55% $10k - $50k | 0.75% $50k - $100k | 1.00% $100k - $250k
0.25%$1k-Prime Money Market

Xceed Financial Federal Credit Union Checking Account Rates

0.25%--Signature Checking

Xceed Financial Federal Credit Union CD Rates

3.00%$500-60 Month CD
2.90%$500-48 Month CD
2.75%$500-36 Month CD
2.50%$500-24 Month CD
2.25%$500-18 Month CD
2.00%$500-12 Month CD
1.25%$500-6 Month CD

Xceed Financial Federal Credit Union IRA Rates

3.00%$500-60 Month IRA
2.90%$500-48 Month IRA
2.75%$500-36 Month IRA
2.50%$500-24 Month IRA
2.25%$500-18 Month IRA
2.00%$500-12 Month IRA
1.25%$500-6 Month IRA


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