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Latest Discussions

Hard To Find Info About Banks
Posted by: rarnold2000  |   10 votes  |  7 comments
I have been searching CD and savings info on banks and credit unions. Unfortunately, it has been very frustrating because few of the sites that list various options provide all or ... read more
Is Ken Tumin The Jack Bogle Of Deposit Accounts?
Posted by: Bozo  |   17 votes  |  1 comment
With Jack Bogle's passing last week, many articles have been written highlighting his revolutionary approach to investing for the common man: the index fund. Query: Will Ken Tumin... read more
Poll: Joining Multiple Cus Worth The Ding To Your FICO Score?
Posted by: saver42  |   4 votes  |  6 comments
I joined a number of CUs recently, and saw my (normally excellent) FICO score drop 18 points this latest time due to no other changes I can see, except I joined a lot of Credit Uni... read more
Talk About Tone Deaf. Heads Of NCUA Dine In Luxury On Our Dimes
Posted by: saver42  |   4 votes  |  2 comments
Though there are many fine Credit Unions that serve their members well, it seems that living in luxury off someone else's money isn't just restricted to the big banks. Have a look ... read more
ACH Speed List
Posted by: bankingar  |   7 votes  |  3 comments
Hi all, I'd love to get a community curated list of ACH Transfers as they actually are in the wild so we know how many days of lost interest to expect. I was thinking of putting i... read more
Beware Virtual Bank's Failure To Pay Interest From Day Of ACH Deposit
Posted by: QED  |   4 votes  |  0 comments
Heads up regarding Virtual Bank's e-Money Market accounts. You could understand, maybe, if this applied to paper checks. But Virtual Bank will not pay you interest on funds they re... read more
Bloomberg Business Week On Volatility
Posted by: Bozo  |   2 votes  |  0 comments
This week's Bloomberg Business Week has a short, but good, article on how to stay cool when the market is volatile. In the print edition, it starts at page 25 with a cute photo of ... read more
Penfed ACH Policy
Posted by: RJM  |   14 votes  |  14 comments
Thank you for contacting PenFed. The $5,000 transfer limit for new members is only for incoming transfers. You may transfer the entirety of your certificate funds out. Brad Brad... read more
Will Your IRA CD RMD Be Subject To An EWP?
Posted by: Bozo  |   14 votes  |  12 comments
As I turn 70 1/2 this year, the question is of more than academic interest to me. For those DA readers at or nearing RMD territory, it's an issue which might be worthy of inquiry. ... read more
Joining A Local-Only Credit Union When Out Of Local Area
Posted by: CalBear49  |   13 votes  |  13 comments
A local-only credit union was offering a good rate on deposits, but I reside out of their local area. They did allow memberships for people who "worship" at a local church. So I ma... read more

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