Overview / Commentary
885 Teaneck Road
Teaneck, NJ 07666

Cross River Bank is headquartered in Teaneck and is the 25th largest bank in the state of New Jersey. It is also the 660th largest bank in the nation. It was established in 2008 and as of September of 2018, it had grown to 183 employees at 1 location. Cross River Bank's money market rates are 4X the national average, and it boasts an A+ health rating.

Related Posts

Cross River Bank CD Rates Shoot Upward - 7/19/2018

Cross River Bank has increased most of its CD rates, including 12mo (2.63% APY) and 48mo (3.56% APY). $500 min deposit. Available to anyone who can come into a branch.

Top CD Rates In 12, 24, 36, 48 Month For NY, NJ & CT - 7/15/2018

Minimum $500.00 12 month - 2.63% APY 18 month - 2.79% 24 month - 2.94% 36 month - 3.25% 48 month - 3.56%

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Reviews (1)

Not Ready For Prime Time

Posted by: rman | Jul 15, 2018

This is a new bank that was financed by some Silicon Valley VC Fintech people -- amazingly, their website is awful and their account opening process is difficult if not impossible. Their disclosures say they "may" allow CD early withdrawals and they don't specify their early withdrawal penalty. I tried to open a new CD (their rates look good) but the application process rejected me and locked me out with no explanation. If this is the quality of their website and customer service before you are a customer, just imagine how difficult it will be when you try to get your money back! Stay away from this place until they know how to run an internet bank. Right now all they know how to do is raise money from venture capital investors!!!


Health Grade Components

FDIC Certificate #58410
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.31%
Return on Equity - YTD32.49%
Annual Interest Income$66.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.18B$877.3MM
LoansQ3 2018vs Q3 2017$936.0MM$654.5MM
DepositsQ3 2018vs Q3 2017$890.1MM$707.4MM
Equity CapitalQ3 2018vs Q3 2017$137.4MM$101.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$15.6MM$8.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.4MM$334.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Cross River Bank Savings Account Rates

1.92%--I Connect Savings
1.92%--E Connect Savings
1.92%--I Connect Select Savings
1.92%--E Connect Select Savings
1.51%--Prestige Business Savings

Cross River Bank Money Market Rates

1.82%--Money Market Account
1.82%--E Money Market Account
1.36%--Business Prestige Money Market Checking

Cross River Bank Checking Account Rates

1.71%--I Connect Select Checking
1.71%--E Connect Select Checking
1.36%--NJ IOLTA Checking
0.75%--Attorney Trust Escrow

Cross River Bank CD Rates

3.56%$500-48 Month CD
3.25%$500-36 Month CD
2.94%$500-24 Month CD
2.79%$500-18 Month CD
2.63%$500-12 Month CD
1.01%$500-3 Month CD
1.01%$500-6 Month CD
1.01%$500-9 Month CD

Cross River Bank Locations
Cross River Bank885 Teaneck RoadTeaneck, NJ 07666

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