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Evolve Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.evolvefcu.org
915-593-5866
8820 Gazelle Dr
El Paso, TX 79925

Evolve Federal Credit Union is headquartered in El Paso and is the 81st largest credit union in the state of Texas. It is also the 997th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 75 employees and 14,611 members at 8 locations. Evolve Federal Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Evolve Federal Credit Union is open to those who live, work, worship or attend school in El Paso County, Texas or Dona Ana, New Mexico. Businesses and other legal entities located within El Paso County are also eligible for membership.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #1792
Year Chartered1936
Employees75
Primary Regulator
Profit Margin
Return on Assets - YTD-0.17%
Return on Equity - YTD-1.98%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$323MM$336MM
LoansQ1 2025vs Q1 2024$210.6MM$222.9MM
DepositsQ1 2025vs Q1 2024$285.7MM$300.9MM
Equity CapitalQ1 2025vs Q1 2024$28.3MM$25.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$384K$380K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$152K$312K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Evolve Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Evolve Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$250k-High-Yield Money Market
1.36%*$100k*-Money Market
OTHER TIERS: 0.50% → $2.5k - $25k | 0.75% → $25k - $100k

Evolve Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.23%$0$10kePriority Checking - Qualifying

Evolve Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$500-6 Month Boost Term Share Certificate
4.59%$500-1 Year Boost Term Share Certificate
4.59%$50-1 Year Boost Advantage CD Saver
4.59%$100k-12 Month Boost Term Jumbo Share Certificate
3.82%$500-2 Year Boost Term Share Certificate
3.82%$100k-24 Month Boost Term Jumbo Share Certificate
3.56%$500-5 Year Boost Term Share Certificate
3.56%$100k-60 Month Boost Term Jumbo Share Certificate
3.45%$500-4 Year Boost Term Share Certificate
3.45%$100k-48 Month Boost Term Jumbo Share Certificate
3.40%$500-3 Year Boost Term Share Certificate
3.40%$100k-36 Month Boost Term Jumbo Share Certificate
2.79%$500-3 Month Boost Term Share Certificate

Evolve Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$500-6 Month Term Share IRA
4.59%$500-1 Year Term Share IRA
3.82%$500-2 Year Term Share IRA
3.56%$500-5 Year Term Share IRA
3.45%$500-4 Year Term Share IRA
3.40%$500-3 Year Term Share IRA
Locations


Evolve Federal Credit Union Locations
Branch Office8820 Gazelle DrEl Paso, TX 79925
Branch Office8840 Gazelle DrEl Paso, TX 79925
Branch Office909 Myrtle AveEl Paso, TX 79901-1513
Branch Office1710 Saul Kleinfeld DrEl Paso, TX 79936-3742
Branch Office13012 EASTLAKE BLVDEL PASO, TX 79928
Branch Office12945 EDGEMEREEL PASO, TX 79938
Branch Office7721 Paseo Del NorteEl Paso, TX 79912
Branch Office4170 NorthriseLas Cruces, NM 88011

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