ISU (Indiana State University) Federal Credit Union

Popular Accounts at this Credit Union

1.50%Reward Checking
3.00%5-year CD
1.45%1-year CD
View all ISU (Indiana State University) Federal Credit Union rates »

Overview / Commentary
444 N 3rd St
Terre Haute, IN 47807

ISU (Indiana State University) Federal Credit Union is headquartered in Terre Haute and is the 36th largest credit union in the state of Indiana. It is also the 1,618th largest credit union in the nation. It was established in 1960 and as of September of 2018, it had grown to 27 employees and 9,185 members at 1 location. ISU (Indiana State University) Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Indiana State University Federal Credit Union membership is open to (1) residents or employees in Vigo, Vermillion, Clay, Parke or Sullivan counties in Indiana, or Clark and Edgar counties in Illinois through joining the American Consumer Council, (2) members (current or retired) of the following Select Employer Groups: Pepsi Cola Bottling Company, Coca Cola Bottling Company (Terre Haute), Remax Real Estate Association, Indiana State University, or any one of the other more than 50 groups (a complete list can be found on the credit union's website), (3) immediate family (including spouses of the deceased) and household members.
See current membership details

Reviews (1)

I prefer this credit union to any bank.

This credit union has comfortably covered all of my needs. They give me access to a savings account and a checking account, and store my money for no cost to me. Getting those account set up was easy, and they even let me set up a second checking account for me to store separate payments in. There are also plenty of local locations available where I can withdraw money without additional fees. These are the only features I've used at my credit union, as I've not had a reason to interact with any other less-basic features. Honestly, using this credit union feels much better than what I imagine using a bank would be like.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ISU (Indiana State University) Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #13616
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.42%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$99.6MM$92.8MM
LoansQ3 2018vs Q3 2017$80.0MM$72.0MM
DepositsQ3 2018vs Q3 2017$86.8MM$83.0MM
Equity CapitalQ3 2018vs Q3 2017$10.1MM$9.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$167.00K$155.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$178.00K$259.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$17.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ISU (Indiana State University) Federal Credit Union Savings Account Rates

1.00%$50-MatriMoney Account
0.25%$50-Share IRA Account
0.15%$50-Christmas Club Account
0.10%$50-Share (Savings) Account

ISU (Indiana State University) Federal Credit Union Money Market Rates

1.00%*$75k*-Money Market Account
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $25k | 0.85% $25k - $75k

ISU (Indiana State University) Federal Credit Union Checking Account Rates

1.50%-$5keGreen Checking Account - Qualifying

ISU (Indiana State University) Federal Credit Union CD Rates

3.00%$500-60 Month CD
3.00%$250-60 Month Youth CD
2.70%$5k-19 Month CD Special
2.26%$500-48 Month CD
2.26%$250-48 Month Youth CD
2.05%$500-36 Month CD
2.05%$250-36 Month Youth CD
1.75%$500-24 Month CD
1.75%$250-24 Month Youth CD
1.60%$500-18 Month CD
1.60%$250-18 Month Youth CD
1.45%$500-12 Month CD
1.45%$250-12 Month Youth CD
0.60%$500-6 Month CD

ISU (Indiana State University) Federal Credit Union IRA Rates

1.45%$500-12 Month IRA

ISU (Indiana State University) Federal Credit Union Locations
Branch Office444 N 3rd StTerre Haute, IN 47807

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