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Members Exchange Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mecuanywhere.com
601-922-3350
107 Marketridge Dr
Ridgeland, MS 39157

Members Exchange Credit Union is headquartered in Ridgeland and is the 11th largest credit union in the state of Mississippi. It is also the 1,574th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 42 employees and 12,500 members at 3 locations. Members Exchange Credit Union's CD rates are 39% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Members Exchange Credit Union is open to those who live, work, worship, attend school, or volunteer in the Mississippi counties of Copiah, Hinds, Madison, Rankin, or Simpson.
See current membership details

Reviews

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Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24952
Year Chartered1954
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD6.05%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$132.6MM$130.1MM
LoansQ4 2024vs Q4 2023$62MM$66MM
DepositsQ4 2024vs Q4 2023$102.2MM$100.7MM
Equity CapitalQ4 2024vs Q4 2023$28.3MM$26.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$410K$574K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$165K$149K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/14/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members Exchange Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0$10kKasasa Saver
0.01%$500-Regular Share Savings Account
0.01%$500-Holiday Club Account
0.01%$500-Vacation Club Account
0.01%$0-Regular Share Savings for Minors
0.01%$1k-Business Savings Account

Members Exchange Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.30%*$50k*-Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k

Members Exchange Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.01%$1k-Members Choice Checking Account
0.01%$1k-Simply Checking
0.01%$1k-e-Business Checking Account

Members Exchange Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month CD
1.65%$1k-Business 60 Month CD
1.55%$1k-48 Month CD
1.55%$1k-Business 48 Month CD
1.45%$1k-36 Month CD
1.45%$1k-Business 36 Month CD
1.35%$1k-24 Month CD
1.35%$1k-Business 24 Month CD
1.25%$1k-12 Month CD
1.25%$1k-Business 12 Month CD
0.75%$1k-6 Month CD
0.75%$1k-Business 6 Month CD

Members Exchange Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month IRA
1.55%$1k-48 Month IRA
1.45%$1k-36 Month IRA
1.35%$1k-24 Month IRA
1.25%$1k-12 Month IRA
0.75%$1k-6 Month IRA
0.15%*$5k*-IRA Savings Account
OTHER TIERS: 0.01% → $0 - $1k | 0.05% → $1k - $2.5k | 0.10% → $2.5k - $5k
Locations


Members Exchange Credit Union Locations
Branch Office107 Marketridge DrRidgeland, MS 39157-6027
Branch Office101 Metroplex BlvdPearl, MS 39208
Branch Office5640 I 55 SByram, MS 39272-9402

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