Town & Country Bank and Trust Company is headquartered in BARDSTOWN and is the 43rd largest bank in the state of Kentucky. It is also the 2,002nd largest bank in the nation. It was established in 1907 and as of December of 2024, it had grown to 87 employees at 5 locations. Town & Country Bank and Trust Company has an A health rating.
During the plandemic, I asked them which rule I should break:
1. The federal law that prohibits entering a financial institution with a face cover
2. Their own rule that expects me to wear one.
It took only a day that they canceled my checking account, based on the "recommendation" of their "Compliance Officer."
Imagine how inconvenient that is, when you have all your automatic payments drawn from your checking.
Besides that, their remote check deposits never worked very well; I had to resend photos of checks over and over.
Overall | |
---|---|
FDIC Certificate # | 15703 |
Year Established | 1907 |
Employees | 87 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.12% |
Return on Equity - YTD | 11.07% |
Annual Interest Income | $19MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2024vs Q4 2023 | $427.4MM$434.3MM |
Loans | Q4 2024vs Q4 2023 | $275.7MM$271.1MM |
Deposits | Q4 2024vs Q4 2023 | $359.4MM$350.3MM |
Equity Capital | Q4 2024vs Q4 2023 | $44.9MM$41.4MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $2.7MM$2.6MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $122K$71K |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Town & Country Bank and Trust Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $0 | - | Savings - Tiered Rate |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → $2k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $0 | - | Interest Earning Account - Tiered Rate | |
0.05% | $0 | - | Business Interest Earning Account - Tiered Rate | |
0.05% | $0 | - | Worry Free Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $1k | - | 60 Month CD | |
0.35% | $1k | - | 48 Month CD | |
0.30% | $1k | - | 36 Month CD | |
0.25% | $1k | - | 24 Month CD | |
0.20% | $1k | - | 12 Month CD | |
0.15% | $1k | - | 182 Day CD | |
0.05% | $1k | - | 91 Day CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $1k | - | 60 Month IRA | |
0.35% | $1k | - | 48 Month IRA | |
0.30% | $1k | - | 36 Month IRA | |
0.25% | $1k | - | 24 Month IRA | |
0.20% | $1k | - | 12 Month IRA |
Town & Country Bank and Trust Company Locations | ||
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Lawrenceburg Branch | 1102 Bypass South | Lawrenceburg, KY 40342 |
New Haven Branch | 148 South Main Street | New Haven, KY 40051 |
Town & Country Bank and Trust Company | 201 N 3rd St | Bardstown, KY 40004 |
Bardstown Plaza Branch | 237 Nelson Plaza | Bardstown, KY 40004 |
West John Rowan Boulevard Branch | 90 West John Rowan Boulevard | Bardstown, KY 40004 |